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Over the Counter Medications now Reimbursable
through Medical Flexible Spending Accounts
November 25, 2003

Hi Lloyd,

This is excellent news.  Our medical doctor is willing to write us an Rx.

You may want to alert your customers/potential customers of this benefit now.  Not sure how much you can write off if you don't have an Rx... but it looks like the law is moving in the right direction for people who choose to be proactive with their health.


Sent: Wednesday, November 19, 2003 6:48 PM
Subject: FW: Over the Counter Medications now reimbursable through Medical
Flexible Spending Accounts


Good Evening-

For those of you who have elected to set pretax money aside in a medical flexible spending account each month, you may now be reimbursed for over the counter (OTC) medications. These medications must be purchased for "medical care" such as antacids, allergy medicines, pain relievers and cold medicines.  Only items in the category of medicines and drugs are included.  Items such as toothpaste and dietary supplements, including vitamins are not reimbursable. The one exception to this is if your doctor writes a prescription for a vitamin or supplement that is needed due to a medical condition. You would send a copy of this prescription or note in with your claim.

These type of claims may be made immediately for purchases beginning September 3rd, 2003, the date of the IRS approval.  As part of the medical flexible spending account, this program is administered by Denver Reserve.

Claims are made directly to Denver Reserve in the usual manner.

For those of you not currently participating in a medical reimbursement account, you will have the option to sign up for a 2004 medical spending account with in the next few weeks during benefit enrollment for 2004.

More details to follow. . . . .

Please email me with any questions.




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